The Investment Banking Platform for the Emerging Markets

Terms & Conditions




1. “EMRGO” is the trade name of entities within the EMRGO Group of companies.


2. The following terms and conditions stated in this legal disclaimer and terms of use (the “Legal Disclaimer”) govern the use of the EMRGO website (“Website”).


3. By accessing this Website, you accept and agree to the terms and conditions of the Legal Disclaimer.


4. EMRGO expressly reserves the right to make changes to the Legal Disclaimer, this Website, and its Contents. Changes to the Legal Disclaimer are effective immediately upon posting of the amended text, content or other information on this Website.


5. This Legal Disclaimer and any obligations arising out of or in connection with it shall be governed by and construed in accordance with the laws of the Dubai International Financial Centre (“DIFC”). Any dispute arising out of or in connection with this Legal Disclaimer shall be subject to the exclusive jurisdiction of the Courts of the DIFC.


6. This Website serves for information purposes only and does not constitute research. This site and all Contents used therein or distributed in the context of its publication do not constitute or form part of and should not be construed as, an offer (public or private) or a solicitation of offers (public or private) to purchase or subscribe for or sell shares or other securities in any jurisdiction or an inducement to enter into investment activity in any jurisdiction, and may not be used for such purposes.


7. This Website may contain specific forward-looking statements, for example, statements including terms like "believe", "assume", "expect", "forecast", "project", "may", "could", "might", "will" or similar expressions. Such forward-looking statements are subject to known and unknown risks, uncertainties and other factors which may result in a substantial divergence between the actual results, financial situation, development, or performance any securities or markets explicitly or implicitly referred to in these statements.


8. These factors include but are not limited to: (1) general market, macroeconomic, governmental, and regulatory trends, (2) movements in securities markets, exchange rates and interest rates and (3) other risks and uncertainties inherent in our business. Against the background of these uncertainties, you should not rely on forward-looking statements. Neither EMRGO or their executives, employees and advisers assume any responsibility to prepare or disseminate any supplement, amendment, update or revision to any of the information, opinions or forward-looking statements contained in this Website or to adapt them to any change in events, conditions or circumstances, except as required by applicable law or regulation.



9. EMRGO maintains this Website to provide direct access to its information, documents, data, and materials (“Content”) to those who choose to access and use this Website. EMRGO maintains this Website for general information purposes only.


10. Unless otherwise expressly stated, EMRGO owns the copyright and any other rights, titles, and interests in and to the Content.


11. You may print and download extracts from this Website subject to compliance with the following conditions:


a.  The Content on this Website is only for personal use or for use within an individual firm or organisation; any Content that you copy, reproduce or save may (subject to the exception in sub-paragraph (d) below) only be used for personal viewing purposes or for viewing within the firm or organisation by which they were copied, reproduced or saved;


b.  any extracts which are printed may only be used for personal viewing or for viewing within the firm or organisation by which they were printed (subject to the exception in sub-paragraph (d) below);


c. neither pages saved or stored, nor extracts printed, may (subject to the exception in sub-paragraph (d) below) be distributed to third parties or the public whether for profit or otherwise;


d. the only permitted exception to the general conditions stated in sub-paragraphs (a) to (c) above is where extracts (of no more than a few relevant provisions) are copied to individual third parties for purposes of advising. EMRGO’s copyright symbol (i.e., © EMRGO) must appear on any copyrighted Content copied, reproduced, saved, printed or otherwise distributed from this Website.


12. You must not reproduce or store in any form whatsoever any Content in this Website on any other website or include it in any public or private electronic retrieval system or service, without EMRGO’s prior written consent.


13. You must not use the name or trademarks or logo or graphics of EMRGO in any advertisement or public announcement or any form of information or documents or records or communication (whether verbal or written or electronic or otherwise) without EMRGO’s prior written consent.


14. If any Content is reproduced (whether in whole or in part and whether on paper or electronically or otherwise), you must ensure that any document, communication or publication or other format in which the Content is displayed does not:


a. in any way imply that EMRGO is endorsing the document or publication or communication or other format in which the Content is displayed;


b. present false or misleading information concerning EMRGO;


c. contain content that could be construed as distasteful, misleading, offensive, controversial or against the public interest; or


d. infringe any intellectual property or other rights of any person or otherwise contravene any applicable law or regulation.


15. Any rights not expressly granted in this Legal Disclaimer are reserved in full by EMRGO.



16. The solutions presented in this Website are the collective services offered by the EMRGO Group. The services offered by each entity within the EMRGO Group will be according to their respective terms of business. For details of services and regulatory status, please visit the webpage of the relevant entity.


17. By making available this Website, EMRGO does not provide the user any services and the fact that a user accesses this Website does not make the user a client of EMRGO. This Website serves for information purposes only and is not research; it constitutes neither a recommendation for the purchase of financial instruments nor an offer or an invitation for an offer, even if reference to a particular issuer of financial instruments is made. The information presented on this Website is not intended as a substitute for individual professional investment advice. Instead, this Website is only meant to provide a high-level overview of services or products rendered by us. Whether we will be able to provide you with such services or products remain subject to applicable laws, rules and regulations and we may also not be able to provide all of the services in every jurisdiction.


18. Unless otherwise indicated, the Content contained in this Website is for general information purposes only. While EMRGO endeavours to keep the Content correct and up to date, EMRGO makes no representations or warranties whatsoever of any kind, whether express or implied, about:


a. Its completeness, accuracy, reliability, contemporaneity, suitability, or availability;


b. Its non-infringement, title, merchantability or fitness for any particular purpose; and


c. whether the Contents available through this Website or any functions associated with this Website will be uninterrupted or error-free or that defects will be corrected or that this Website and its server is and will be free of all viruses or other harmful elements.


Any reliance you place on such Content is therefore strictly at your own risk.


19. EMRGO does not accept any liability nor can be held responsible for any damages, costs, loss or claims of any kind, whether under contract or tort or otherwise, including without limitation, any indirect or consequential damages of any kind or loss of business or profits howsoever caused and whether as a result of, or in connection with (directly or indirectly):


a. the use of this Website or its Contents;


b. reliance on the Contents of this Website;


c. any error or omission or defect in the Contents on this Website;


d. any action, inaction or decision taken as a result of or in connection with the use of this Website or any information on this Website; or


e. any functions associated with this Website or any viruses or other harmful elements.


f.  The official language of this Website is English. We translate our Website into other languages using Google Translate. Google Translate is a third-party service provided by Google that performs all translations directly and dynamically. By detecting patterns in documents that have already been translated by human translators, Google Translate can make intelligent guesses as to what an appropriate translation should be. This process of seeking patterns in large amounts of text is called "statistical machine translation". Since the translations are generated by machines, not all translation will be perfect. The more human-translated documents that Google Translate can analyse in a specific language, the better the translation quality will be. Therefore translation accuracy will vary across languages.


g. EMRGO is providing the Google Translate option to assist you in reading the Website in languages other than English. For these translations, reasonable efforts have been made to provide an accurate translation, however, no automated translation is perfect nor is it intended to replace human translators. These translations (as with the Contents on this Website) are provided on an "as is" basis. No warranty of any kind, either expressed or implied, is made by EMRGO as to the accuracy, reliability or correctness of any of these translations made from English into any other language. Some content (such as images, videos, Flash, etc.) may not be accurately translated due to the limitations of the translation software.


h. Any discrepancies or differences created in translating the content on this Website from English into another language are not binding and have no legal effect for compliance, enforcement, or for any other purpose. If any questions arise related to the accuracy of the information contained in these translations, please refer to the English version of the Website.


i. this Website may contain information provided by third parties. Unless otherwise indicated, these third parties are solely responsible for ensuring that the information they submit to EMRGO is accurate, complete, and current and complies with all applicable laws and regulations. Any data, including but not limited to financial market data, quotes, notices, research or other financial information accessible through the Website, has been obtained from carefully selected sources believed to be reliable, however, EMRGO is not responsible on any basis whatsoever for any information provided by third parties or for its verification and will not verify any such information. EMRGO reserves the right to omit, suspend, remove or edit any third-party information on this Website.


j. This Website provides general information only and it is not intended, nor it is to be relied upon on any basis whatsoever, as any form of legal, financial, tax or other professional advice. You should consult appropriate professional advisers if you require financial or other advice. You should not rely upon the Contents on this Website as a basis for making any business, legal or any other decisions.


k. Access to this Website may be suspended temporarily or permanently and without notice.


Links in this website to other websites


20. This Website may offer links, such as hyperlinks or buttons, directing access to third party websites, which enable you to leave this Website. EMRGO does not control or monitor these linked websites and shall not be responsible for the contents on these linked websites. EMRGO is not responsible for the availability of any linked website or any changes or updates to any linked website or any functions associated with any linked website or any viruses or other harmful elements associated, resulting from or connected to any linked website.


21. Unless otherwise indicated, the inclusion of any third party linked website on this Website does not imply any relationship or association between EMRGO and the owner of the linked website or any endorsement, sponsorship or approval by EMRGO of the linked website or its contents. EMRGO provides links to third party websites solely for your convenience and on a non-reliance basis at your full risk. You are solely responsible for your access to any linked website. You shall use your own judgment, caution and common sense in using any linked website and should check the privacy policy and terms of use for each linked website. EMRGO does not accept any responsibility or liability whatsoever for any policy or terms of use for any linked website.


22. Third party linked websites may use web measurement tools, customisation technologies and cookies. EMRGO is not responsible for the privacy practices or the content of other websites, and, unless otherwise indicated, EMRGO does not use, share or maintain personal information that is collected by other websites.


Other websites links to this website

23. Except as set out below, links and caching to, and the framing of this Website or any of its contents are prohibited.


24. Unless otherwise agreed, the linking of any third-party websites to this Website is permitted only where the link provided is to EMRGO homepage. Please note, EMRGO reserves the right to disable any link to EMRGO homepage of this Website where EMRGO considers the link to be inappropriate.


25. Your linking to this Website constitutes acceptance of this Legal Disclaimer, including any changes or modifications thereto. If you do not accept this Legal Disclaimer, you must discontinue linking to this Website and any of its contents.


26. Unless stated on this Website, in no circumstances shall EMRGO be considered to be associated or affiliated in any manner whatsoever with any trade or service marks, logos, insignia or other devices used or appearing on websites that link to this Website or any of the contents of this Website.


27. EMRGO disclaims any responsibility for the content available on any other website reached by links to or from this Website or any of the contents of this Website.



28. EMRGO uses cookies exclusively for remembering a user’s preferred language setting so that when a user revisits this Website, the Website will appear in the language that the user selected on their earlier visit. This type of cookie is categorised as a “functional cookie.” EMRGO’s cookies do not build a profile of individuals but rather, they enable this Website to remember the user’s language preference solely for Website functionality purposes.


Google Analytics

29. EMRGO uses Google Analytics as a web analytics tool to provide statistical reports to it on Website traffic. The statistical reports that EMRGO receives from Google Analytics contain data that is anonymised and aggregated and does not personally identify visitors to this Website.


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